I received a loan from Copernicus Fund when I was preparing to take the leap into independent contracting. This afforded me the financial independen ...
— Cameron Lovelace, Oakland
Copernicus Fund is in the business of providing small, customized loans to Bay Area entrepreneurs. We want to help people realize their dreams by providing funding to those whose needs aren’t being met by traditional banking institutions. Our model is founded on being fair, ethical, and personal.
Copernicus Fund recognizes that the current financial system doesn’t allow many potential entrepreneurs the opportunity to succeed, because they don’t have sufficient credit or collateral to secure a traditional loan. While there’s a lot of rhetoric on the benefits of small businesses, there isn’t a lot of help out there for budding entrepreneurs. We want to bridge that gap by providing personalized financial assistance to those underserved by banks.
We strongly believe that our success, and the success of those we fund, rests largely in having personal contact with everyone we fund. We are focused on the Bay Area, because that’s where we live, and research indicates that having a one-on-one relationship with a lender translates to low default rates compared to traditional banks. We are committed to building a relationship with our clients to encourage their success.
Interested in opening a bakery or expanding your existing operations? We want to be able to see your business in operation, be immediately available to address any financial concerns you may have, share in your successes, and enjoy a cinnamon roll with you from time to time.
Our goal is to be as invested in your idea as you are. We are excited about helping those whose credit, banking history, and general circumstances don’t make traditional bank loans a possibility.